How to Prepare For Hard Times

Stretch Your Paycheck or Lack of One

In today’s economic down times how do you survive? What steps should you take if the situation is whether you eat or put gas in the car? Who could imagine $5.00 gas prices at the pumps as well as, soaring food prices at the grocery store.

In these economic hard times penny pinching has become a way of life. Here are a few ways to save money and cutback on expenses.

• Cut off the premium cable channels pay for basic cable and reduce your bill by at least $50.00 a month.
• Disconnect your home phone and use your cell phone.
• Shop grocery store brands instead of name brand save at least 50 cents to $1.00 on each item.
• Go to bakery outlets and buy discounted breads and pastries.
• Shop at thrift stores for bargains on furniture and gently use clothing.
• Prepare meat in smaller portions use it in your vegetables and starches instead of individual large servings.
• Serve your family more vegetables instead of meat every night experiment with other protein sources such as beans, eggs, and tofu.
• Use coupons religiously and only use them for what you normally buy this is how you save money. Double or possibly triple your savings when you shop where they offer double coupon days.
• Mow your lawn instead of paying someone to do it or make it a family affair.
• Group errands together to save gas.
• Grow a garden if you have no space use pots.
• Cut off the clothes dryer and hang dry your clothes outside.

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