Sticking To That Dang Budget

A Simple Method To Budgeting

Have you ever attempted to save for a special goal only to use the money for another purpose? Or have you put money in your checking account earmarked for a bill and spent it on a whim?

Well here is one solution perhaps may work for you. Try setting the money aside by putting it in envelopes marked with the intended use such as, cable bill, trip to the Bahamas or whatever the money is to be used for. Every time you get paid or get some extra money put it inside your special envelopes.

Another ideal is to stay away from the atm machine or obtaining money from the grocery store using your debit card. Establish how much money you need to get by on for the week and withdraw that amount and stick with it. This one technique will allow you to find out whether you are sticking to your budget or overspending on things you really don’t need.

Using cash for your everyday purchases may seem old fashion but it works. If you are concerned about carrying around a lot of cash only take what you need for that particular day and leave the rest at home. Don’t be tempted to use it for anything else other then what it is intended for. In doing this you practice self discipline in addition, how to live within your means.

Have you ever try this method before? Let me know what you think of my Sticking To That Dang Budget article.